Buy the perfect home with rates as low as 2.75%APR
Rates are at historic lows*
Ready to see yours?
We’ll help you save thousands on your new home and connect you with Opendoor Home Loans to lock in a low rate.
Find a time to talkAvailable in select markets
As seen in
Rates are at historic lows.¹
Ready to see yours?
We’ll help you save thousands on your new home and connect you with Opendoor Home Loans to lock in a low rate.
Find a time to talkAvailable in select markets
Here’s how we save you thousands
Record-low rates
Work with Opendoor Home Loans to lock in a record-low rate.
No lender fees
Pay $0 in origination and other lender fees with Opendoor Home Loans.
1% savings
Save up to 1% on your new home when you buy with a partner agent.
$1,000 at closing
Get $1,000 at closing when you finance with Opendoor Home Loans.
Lock in a record-low interest rate.
Get up to $10,000 more in savings.
1
Schedule a call and save
Chat with an expert to explore savings and learn more about Opendoor Home Loans.
2
Find the perfect home with the app or online
Tour homes in person or over live video on your schedule. All with the Opendoor app.
3
Close and save thousands
Buy with a top agent to save up to 1%. Save another $1,000 with Opendoor Home Loans.
Jeff and Judalina saved $10,162
on their home in LA
Mrigank saved $3,000
on his home in Tempe
Eric and Cassandra saved $4,000
on their Dallas home
Chat with us for a few minutes.
Save a few thousand dollars.
Have a pressure-free chat with a local expert to see just how much we can save you on your new home.
Find a time to talk Available in select marketsHow buying with
Opendoor is different
Safely tour on your terms
Tour homes on your schedule, virtually, or in-person with the app.
Work with the experts
Get a team of experts and a dedicated agent to support you.
Pay thousands less
Pay thousands less than you would selling the traditional way.
50,000+
Customers served 1
4.8/5
Customer rating
$2,700
Average savings 2
Rates are at record lows. See how to lock in yours.
Even if you’re just exploring the idea of buying a home, it doesn’t hurt to chat with a member of our team.
Find a time to talk Available in select markets
Current rates
Home Loans
See advertising disclosures and assumptions
NMLS 1574366
* Claims about historically low interest rates are based on historical data published by FreddieMac.
Rates last updated at CST.
Rates updated daily and are subject to change without notice. The estimates displayed here are not a substitute for a Loan Estimate, which includes an estimate of closing costs you will receive once you apply for a loan. The actual fees, costs, and monthly payment on your specific loan transaction may vary and may include city, county, or other additional fees and costs.
Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher. Some state and county maximum loan amount restrictions may apply.
The Annual Percentage Rates (APR) listed here are estimates and do not include all applicable fees. The APR is a measure of the cost to borrow money expressed as a yearly percentage. It includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination fees).
Estimated rates are based on the following additional assumptions:
- Credit score of 720 or greater
- Home value: $250,000
- Loan amount: $200,000
- 20% down payment (If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR.)
- Discount Points (Discount points are charges paid to the lender voluntarily, usually at closing by the borrower or seller, to reduce the interest rate. One point is equal to 1% of the principal amount of the mortgage).
- Property located in TX
- Lock period: 30 days
- Lien Position: First
- Property type: Single-family Home
- Property usage: Primary residence
- Escrow account applied (meaning your tax and insurance costs are collected monthly with your mortgage payment)
| Term | Points (+) / Credits (-) |
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