5321 Ruger Ln
McKinney, TX 75071

Some homes on our website are not owned by Opendoor. For these homes we collect offers from buyers for a limited period of time and present them to the seller.

If you are financing the purchase of the property, and the appraised price of the property is lower than the purchase price, the seller will reduce the purchase price to the appraised price, up to a maximum purchase price reduction of $50,000, so long as: (a) your lender is a duly licensed residential mortgage lender, (b) you provide the seller with an appraisal for the property from your lender that is dated no earlier than the executed date of the purchase contract, and (c) your lender used an independent, licensed appraiser retained through an appraisal management company to generate the appraisal.

Don’t worry about an upset seller, we will step in and give a credit to the seller for the total amount that was reduced.

You do not need to work with an agent!

If you prefer to work with an agent, you can do so. However, any commissions paid to your agent would be your responsibility.

Customer-Owned Exclusives have a standardized 35 day or less closing window, which was chosen to give both the buyer and seller enough time to complete all aspects of the transaction and prepare for the move. If this timeline doesn’t work for you, please reach out to us to explain the situation - it’s possible the seller may be able to provide some flexibility.

If you are planning to finance your purchase, you do need to submit a pre-approval (that reflects credit verification) to be included with your offer. If you are planning to purchase the home with cash, you need to provide proof of funds to include with your offer.

Some homes have a minimum offer price and we are not bringing sellers offers below this price. We recommend you make an offer within or above the suggested offer range (shown next to the minimum price) to increase the chance of the seller accepting your offer.

Some Customer-Owned Exclusives will have a minimum offer price. You may make an offer at or above the minimum offer price. If there is not a stated minimum price, you can submit an offer at any price. The seller can choose to accept, deny, or counter. If needed, you and the seller can negotiate.

Sellers have the option to choose whether or not they’ll accept any contract.