Opendoor Home Loans LLC
GLBA Privacy Notice
Effective: February 15, 2026
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and credit history
- account balances and credit scores
- income and payment history
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Opendoor Home Loans LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
To limit our sharing
- Call 480-618-6760 - our menu will prompt you through your choice(s), or
- Contact us via email: mortgage@opendoor.com
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions
Email mortgage@opendoor.com.
Who we are
- Who is providing this notice?
Opendoor Home Loans LLC
What we do
- How does Opendoor Home Loans LLC protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
- How does Opendoor Home Loans LLC collect my personal information?
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We collect your personal information, for example, when you:
- give us your contact information or apply for a loan
- provide account information or give us your income information
- provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
- Why can't I limit all sharing?
-
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
- What happens when I limit sharing for an account I hold jointly with someone else?
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Your choices will apply to everyone on your account.
Definitions
- Affiliates
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Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include companies with an Opendoor name; financial companies, such as title and escrow and insurance companies; and nonfinancial companies, such as real estate brokerage companies.
- Nonaffiliates
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Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates we share with may include mortgage companies, insurance companies, homebuilder companies, and real estate brokerage and investment companies.
- Joint marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners may include mortgage companies and other lenders, insurance companies, and credit card companies.
Other important information
For California Residents.
We will not share personal information with affiliates or nonaffiliates except as permitted by California law, such as to process your transaction or with your consent.
For North Dakota Residents and Vermont Residents.
We will not disclose nonpublic personal information about you to nonaffiliated third parties, other than as permitted by law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found in our Privacy Policy.