Disclosures and Licenses

Legal Disclaimer

Nothing on this website shall be construed as a commitment to lend. Programs, products and advertised rates and terms are based upon currently available information, and are deemed to be reasonably accurate at the time of publication, but are subject to change without notice. All applications are subject to underwriting approval, credit qualification, and additional verifications. Not all applicants will qualify. We do not provide tax advice; consult your legal or tax advisor(s) for tax information.

Affiliation Disclosure

Please be advised that Opendoor Home Loans LLC, OS National LLC, OS National Alabama LLC, OSN Texas LLC, OSN Escrow Inc., OSN Title Company, Digital Opendoor Insurance Services LLC, Opendoor Brokerage LLC, Opendoor Brokerage Inc., and Tremont Realty LLC dba Opendoor Connect (collectively, "Opendoor Affiliates") are subsidiaries of Opendoor. Because of these relationships, transactions with any Opendoor Affiliates may provide Opendoor and/or the specific Opendoor Affiliate(s) a financial or other benefit. You are NOT required to transact with Opendoor Affiliates as a condition of working with Opendoor. THERE ARE FREQUENTLY OTHER PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATES FOR THESE SERVICES.

Equal Housing Opportunity Notice

Opendoor Home Loans LLC does not discriminate against any individual on the basis of race, color, religion, sex, national origin, handicap, disability, veteran status, sexual orientation, gender identity, marital or familial status, pregnancy or any other reason prohibited by law.

Licensing and State Disclosures

Opendoor Home Loans LLC is licensed in the following states:

Alabama

Alabama Consumer Credit License No. 2810193

Arizona

Arizona Mortgage Banker License No. BK-2017071

Colorado

Opendoor Home Loans LLC, NMLS No. 2810193, 480-618-6760, Regulated by the Division of Real Estate.

District of Columbia

District of Columbia Mortgage Dual Authority License No. MLB2810193

Iowa

Iowa Mortgage Banker License No. 2026-0083

Kansas

Kansas Mortgage Company License No. MC.0027700

Louisiana

Louisiana Residential Mortgage Lending License

Michigan

• Michigan 1st Mortgage Broker/Lender License No. FL0027298
• Michigan 2nd Mortgage Broker/Lender Registrant No. SR0027299

Minnesota

Minnesota Residential Mortgage Originator License No. MN-MO-2810193

Montana

Montana Mortgage Lender License No. 2810193

Nebraska

Nebraska Mortgage Banker License

Oklahoma

Oklahoma Mortgage Lender License No. ML018141

Oregon

Oregon Mortgage Lending License No. 2810193

Texas

SML Mortgage Company License.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

Wisconsin

Wisconsin Mortgage Banker License No. 2810193BA

Wyoming

Wyoming Mortgage Lender/Broker License No. 6125