Opendoor for Agents

Show your buyer an Opendoor home.

Every home is ready to tour, so your buyer can walk through today.

A two-story home with a wide front porch at dusk

For you

  • Opendoor pays buyer agent commission
  • Tour ready, every day, 8am to 7pm
  • Written answer by 6pm the next business day

For your buyer

  • Move-in ready
  • Lower rate with Opendoor Home Loans, where licensed*
  • 100-day home warranty

From showing to keys.

Every Opendoor-listed home works the same way.

  1. 1Find the homeopendoor.com, the MLS, or any portal.
  2. 2Book the showingUsually ShowingTime, per the agent remarks. Code about an hour before.
  3. 3Write the offerIn the Agent Offer Portal. Include your commission.
  4. 4Get a written answerBy 6pm the next business day.
  5. 5CloseRepairs answered in writing. 100-day warranty.

How buying works, step by step

Good for you. Good for your buyer.

Two people walk into a bright, empty home through the front door

For you

  • Opendoor pays your commissionWritten into the offer, paid at closing.
  • Simple process, every homeDigital and fast. Same portal, same answer time.
  • Show on your scheduleBooked online, no coordination.
An Opendoor home with a sold sign in the yard

For your buyer

  • Move-in readyNo seller contingency.
  • FHA buyers welcomeFrom the FHA date listed on each home.
  • 100-day home warrantyIncluded, from closing day.

Buy. Sell. Mortgage.

The more you do with Opendoor, the more it pays.

  1. Buy an Opendoor home

    100 days

    of home warranty, included

    Tour ready. Written answer on offers by 6pm the next business day.

  2. Finance with Opendoor Home Loans

    Up to 2%

    of the loan amount toward a lower rate

    Built into the rate we quote. Your buyer doesn’t have to ask. Where licensed.*

  3. Sell a client’s home to Opendoor

    1 to 2%

    on top of your commission

    When a client sells to Opendoor. The more you close with us each year, the higher your rate.

Opendoor Drops

Special mortgage rates for your buyer.

Explore this week’s mortgage offers on select Opendoor homes.

Mortgage rates as low as

4.99%

5.840% APR5/6 ARM

Market benchmark

6.620%

APOR5/6 ARM

1.630 percentage points below market benchmark

Submit your client’s offer by

Rate fixed for 5 years, then adjusts every 6 months. Rates and payments can increase. For qualified buyers. Rates subject to change.

See eligible homes
Rate details

Your client sells

Have a seller too? Get them a cash offer, and get paid more.

  • 1 to 2% on top of your commissionPaid at closing, on every home Opendoor buys.
  • Your client stays your clientYou run the conversation, start to close.
  • You keep the listing and the yard signWith Cash Now, More Later.
An Opendoor home with a sold sign in the yard

Buying an Opendoor home: agent FAQs

Ready to show one?

Every Opendoor home is ready to tour today. Written answer on offers by 6pm the next business day.

See homes near you

Have a seller too? Get your client an offer

* The Opendoor Incentive Rate is the lowest advertised 5/6 ARM rate for homes with special incentives. Its described rate and APR are home specific and assume a 5/6 adjustable-rate mortgage with a rate fixed for the first 5 years of the term, then it can change. These estimates also assume a 20% down payment and a credit score of 780. The rate-lock period is 30 days. The payment shown is the initial payment. Actual rates will vary by home and borrower.

These estimates are not personalized loan offers or offers to enter into an interest rate or discount point agreement. Any such agreement must be in writing and signed by both the borrower and the lender.

The incentive offer is subject to credit approval and may not be combined with other existing promotions. It requires financing through the seller’s affiliate, Opendoor Home Loans, but using Opendoor Home Loans is not required to purchase a home. Buyer qualification may include, but is not limited to, a minimum down payment of 20%, a minimum credit score of 780, first-time home buyer and owner occupancy requirements.

Final qualification and terms depend on a completed application, underwriting, property details, market conditions, and any changes in investor guidelines or programs.

Limited funds are available. Rates may change or be unavailable at loan commitment, lock-in, or closing if funds are exhausted. Products are not available in all markets.

The advertised APR reflects discount points paid by Opendoor Home Loans and/or Opendoor. The actual APR may be higher and can vary depending on lender fees charged.

Market rates are affected by market trends and other factors. Actual conditions can differ materially from forward-looking statements. No statement guarantees present or future market conditions or market values.

Estimated monthly payments show principal and interest only and are rounded to the nearest dollar. They exclude property taxes, homeowners insurance, mortgage insurance, HOA dues, flood insurance, utilities, and maintenance. Your total monthly housing costs will be higher. Monthly estimates and home prices exclude closing costs and other fees paid by the buyer. Home prices are subject to change without notice.

APOR is the Average Prime Offer Rate for a 5/6 adjustable-rate mortgage. It is a market benchmark, not a loan offer.

All mortgage services are provided by Opendoor Home Loans LLC, an Equal Housing Lender. Verify our license.

Licensing and disclosures