"I was pre-approved by two different lenders and Opendoor blew the other lenders' rates out of the water. No one believes I didn't have to buy down points to get my mortgage rate."
Pamela C.
Colorado
Get lower rates fromOpendoor Home Loans
As low as 6.750%30-year fixed, 6.761% APR. Rates can change.
Explore some of the country’s lowest mortgage rates, designed to make homeownership more affordable.
Our rates. Your home.
Buying an Opendoor home
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Estimated principal & interestThis estimate covers principal and interest only. Property taxes and homeowners insurance are separate, and mortgage insurance can also apply.
Buy a lower rate
Pay points at closing to choose a lower available rate.
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This calculator shows estimates for fixed-rate mortgages only. To see available ARM options, complete an application.
A mortgage that moves you
Keep more of your money.
A lower mortgage rate could save you hundreds every month, and tens of thousands over the life of your loan.
Built to cost less.
We use technology to keep the mortgage process simple and our costs low. Those savings help us offer lower rates.
Reviews of
Opendoor
Home LoansReviews of Opendoor Home Loans
"I was pre-approved by two different lenders and Opendoor blew the other lenders' rates out of the water. No one believes I didn't have to buy down points to get my mortgage rate."
Pamela C.Colorado
How does it work?
1
Confirm your eligibility
Get pre-approved with actual mortgage rate and payment information.
2
Lock your mortgage rate
Protect your rate from market changes while you get ready to close.
3
Complete your loan
We’ll guide you through underwriting and get your mortgage ready to fund.
Mortgage guides
Read the basics, then come back here to see a live rate.